Michelle Natalia
The main affecting factors of new loan disbursements in the reporting period were customer demand for financing, the monetary and economic outlook, as well as the level of business competition between banks.
Overall, however, respondents predict increasing new loan disbursements by the banking industry in the third quarter of 2023.
"In terms of household, demand for new financing accelerated in July 2023," he stated.
Meanwhile, financing sourced from commercial banks slightly moderated compared to the previous period.
Households also relied on other sources to meet their financing needs, including cooperatives and leasing. (WHY)
